10 Stocks to Avoid in 2009

Posted in Investments by Kevin | Tags: , ,

This is the second part of SmarterSpend.com series on managing your stock market funds.
In the first part of my series, I highlighted the best performing stocks in the 2008 year, including the dismal third quarter, and analyzed the significance of the recession on stock performance in the upcoming fiscal year. I will use the same [...]

Stocks You Need to Have in 2009

Posted in Investments by Kevin | Tags: , ,

In the past four months, the US stock markets have found themselves in a state of havoc. The Dow Jones has now fallen almost 50% from its previous highs in 2007, NASDAQ dropped from about 2,700 to a current level of 1,400, and the     S & P has also dropped in similar proprtions, from a [...]

Secrets for Successful Job Hunting

Posted in Careers by Kevin | Tags: , ,

During the Great Depression, a man walked 800 miles on his search for a job and Soviet companies with offices in the United States reported about 200 job applications per day from jobless Americans who wanted to go to work in the USSR.
Fortunately for us, 75 years later,  the job finding process is much easier. [...]

30 Ways to Save Money in College

Posted in General Finance by Kevin | Tags: , , ,

College can be a difficult time financially for many students. Most students have heavy course loads which make it difficult to work and maintain good grades.  Almost every successful college graduate can look back and remember the time when they were “starving students.” If you have looked through all the available loans, grants, and scholarships [...]

Who Will Be the Next Economic Superpower?

Posted in World Affairs by Kevin | Tags: , , , ,

“The sun never sets on the British Empire” was a popular phrase heard during the Victorian era in Britain. For many years leading up to World War I, the phrase held true, the British navy controlling the sea, using imperialistic tactics in dominating global commerce, and allowing British at home to enjoy the merits of [...]

High Paying Jobs Still in Demand for 2009

Posted in Careers by Kevin | Tags: , , ,

Even during a rough economy, there are always booming job sectors for the qualified candidate. Recently, I was watching Nightline’s episode on the Repo Man, a man that made about 800 dollars a day repossessing cars from owners who defaulted on their payments. Here was a man, at the crossroads of two sinking industries (finance [...]

2009 Best & Worst Housing Real Estate Markets

Posted in Investments by Kevin | Tags: , , ,

Let’s start with the good news: Historically, housing prices don’t drop consecutively for more than a few years. In cases where they do drop more than a few years, the reduction rate is very little. With the current credit crisis and a record 19 million vacant homes in the country, there is no shortage of [...]

Most Affordable Cities for College Graduates

Posted in Careers by Kevin | Tags: ,

With the average college graduate leaving school with nearly $19,000 in debt, a city’s economic situation should be the first factor in deciding where to move. Many cities have high rent costs and a smaller starting salary for entry level positions. Others have econonic stagnation and no jobs available. However, on the other end of [...]

Best Fast Food for a Dollar or Less!

Posted in Spending by Kevin | Tags: , , ,

A lot of you might now know about the large selection of fast food available to you for under a dollar. Most of the larger fast food chains have a dollar menu with food thats cheap. Fast food chains do this to lure you in to purchase other food so that they can make a [...]

14 Ways to Save Money on Your Car

Posted in General Finance by Kevin | Tags: , ,

Vehicle upkeep can very expensive if you’re not a mechanic. Cars, like most other human creations, are faulty. Actually, this is called planned obsolescence and is the manufacturers way of making sure your car breaks down or begins to give you a steady source of problems so that you buy a new car. Thus, you [...]

50 Valentine’s Day Product Ideas and Where to Buy on Sale

Posted in Spending by Kevin | Tags: , , , , , , , , , , ,

Valentine’s Day is just around the corner and with money being a fundamental issue in many people’s lives, lots of people  are wondering what to get for their sweethearts and where to get them for the most affordable price.  This list of 50 hand chosen  gift ideas  should be an awesome starting guide for everyone [...]

Cut Grocery Spending Costs and Saving Big

Posted in Spending by Kevin | Tags: , , ,

Grocery spending can be one of the biggest financial burder on a family. An average family of four spends approximately $6,280 annually on groceries. This translates to a whopping $121 a week.  Even with the current economic condition, food prices have not budged. Market analysts predict that it takes about 3 quarters (9 months) for [...]

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