Free Excel Spreadsheets for Budgeting your Finances

Excel Spreadsheets Organize Your Finances

Personal finances can be very hard to manage without the use of spreadsheets for simplification, organization, and error reduction. However, designing a spreadsheet takes a lot of time and often requires the expert hand of an accountant. This is true especially for business spreadsheets, which take into account lots of expenses and income.

I have selected the finest spreadsheets from around the Internet for your use. Enjoy!

1) 401K Planner

Take into account all the variables of your 401k saving to see your retirement amount. Change the amount saved per check or the age of retirement and even the expected annual return. Comes with a cool graph to visualize your earnings.

2) Personal Monthly Budget Planner

Includes incomes and a wide variety of expenses – including financial obligations such as loan repayments, subscriptions, entertainment, groceries, and more. A wonderful spreadsheet!

3) General & Administrative Expense Budget

A G+A Budget planner for your business. It includes all the major categories any business will spend money on per month, with a designated budget, and calculates the difference from the actual designated number.

4) Business Expense Report

The business expense report is a great spreadsheet for people spending money out of their own pocket knowing that they will be reimbursed by their business. It has a beautiful mileage based expense calculator, room for lodging, food, other expenses and more. Very useful.

5) Personal Wealth Analysis

This spreadsheet is very useful in helping you calculate your net worth. You can include your assets, debts and financial obligations, liabilities, and even your net worth as a goal. If you have a goal you would like to achieve, this is the best thing you can do.

6) Retirement Budget Calculator

Want to know how much money you need at retirement based on your expenses? This excellent retirement budget calculator spreadsheet is for you. Includes housing, living expenses, medical expenses and personal income.

7) Debt Reduction Spreadsheet

Are you stuck in a lot of debt? Want to calculate how you can reduce your debts and get your finances back in track? This free spreadsheet is for you.