7 Beautiful Vacation Spots for Traveling on a Budget in 2010

How To Vacation for Less without Compromising Luxury

In the past couple of years, people have been concocting innovative techniques in order to save money while enjoying their vacations. This has led to the rise in popularity of staycations, local trips, and more emphasis on the quality of time spent rather than the city with great things like road trips, family picnics, and nature journeys.

However, there are still great places to vacation at a fraction of the cost. In this article, I will include some national and international vacation spots that will offer you the most luxurious and enjoyable vacation memories without leaving you with a hole in your pocket. To help you further,  Read more...

Free Excel Spreadsheets for Budgeting your Finances

Excel Spreadsheets Organize Your Finances

Personal finances can be very hard to manage without the use of spreadsheets for simplification, organization, and error reduction. However, designing a spreadsheet takes a lot of time and often requires the expert hand of an accountant. This is true especially for business spreadsheets, which take into account lots of expenses and income.

I have selected the finest spreadsheets from around the Internet for your use. Enjoy!

1) 401K Planner

Take into account all the variables of your 401k saving to see your retirement amount. Change the amount saved per check or the age of retirement and even the expected annual return. Comes with a cool graph to visualize your earnings.  Read more...

Tips on Saving Money on Your Las Vegas Vacation

Why Las Vegas?

Las Vegas is one of the largest tourist destinations in the world – attracting over 40 million tourists a year from every country. Each tourist spends, on average, about $1000 dollars each visit, a whopping sum that contributes to the many high rise casino hotels in the city. Las Vegas is a capitalist bastion. Around every corner, large advertisements beckon and people try selling you things you don’t need.

When traveling to Vegas, it often feels like money is wasted left and right. However, if you plan ahead of time, have a well – defined itinerary, and follow some of these steps, you can save a lot of money.  Read more...

Federal Spending Worldwide and Budget Implications

It is no secret that certain countries overspend in certain areas of their budget- whether on defense expenditures, education, health, infrastructure, or social services. Of course, placing an emphasis on one section of the budget leads to positive and negative ramifications for the guilty country. Many of us have heard stories: The Chinese taking over the world with their advanced military, the free health care in certain European countries, money for going to school in Denmark, and other interesting (and sometimes wrong) points that have crept into our minds thanks to the Media.  Read more...