7 Great Qualities Shared by the Rich and Successful is an article from http://smarterspend.com/?p=720 A collection of great finance spreadsheets for Excel from around the Internet. For business and personal uses, including debt reduction, retirement, financial planning and more.

Free Excel Spreadsheets for Budgeting your Finances is an article from http://smarterspend.com/?p=474 The early months of 2010 will see the stock market quietly gain ground on huge losses in 2008. Coming from the abyss, some publicly traded companies will immediately feel the benefits of a better economy, while others will not be affected until the end of 2010. In 2010, Wall Street will bet on the positive [...]

7 Must Have Stocks for Winter 2010 is an article from http://smarterspend.com/?p=372 Even when the economy is steady, having a 6 months rainy day savings can go a long way in securing a stable future for your family. Nowadays, the government recommends a family has enough to live on for 8 months, provided all income sources are removed. Hence, managing your money for a personal or family [...]

10 Great Ideas for a Rainy Day Fund is an article from http://smarterspend.com/?p=367 Online sales have increased 7% in the past year even during the financial problems of today. If you have noticed the boom of the online business industry and the amount of millionaire it is churning out every year, then you are probably looking to join in this parade. Would you like to be an independent [...]

7 Tips on How to Build Your Online Business is an article from http://smarterspend.com/?p=339 It is safe to say, and scary to believe, that the entire world economy depends on the decisions made by a handful of people. Including top government officials and wealthy businessmen, these people wield a disproportionate amount of power on the future of the world. Although some names are easily recognizable and one could easily [...]

10 People that Will Shape Your Financial Future is an article from http://smarterspend.com/?p=328 The year is 2019, the global recession has ended and the market has witnessed a great shift in consumer spending, buyer habits, and marketing.  Older businesses that did not adapt to this change were swept away in a wave of bankruptcies and buyouts. The larger of the top companies in the world will have revenues [...]

Seven Most Powerful Corporations of the Future is an article from http://smarterspend.com/?p=306 During the early days of the recession, as stock markets were vacillating between gains and losses, investors had hopes that 2009 would bring about a slow economic recovery as the housing market stabilized. However, two quarters later, with stocks at their lowest levels since the mid 90s and no turnaround in sight, Americans are bracing [...]

Companies Facing Bankruptcy in 2009 is an article from http://smarterspend.com/?p=289 This is the second part of SmarterSpend.com series on managing your stock market funds. In the first part of my series, I highlighted the best performing stocks in the 2008 year, including the dismal third quarter, and analyzed the significance of the recession on stock performance in the upcoming fiscal year. I will use the [...]

10 Stocks to Avoid in 2009 is an article from