Free Excel Spreadsheets for Budgeting your Finances
Posted in General Finance by Kevin | Tags: budget, business, debt, excel, expenses, Finance, Living Expenses, Personal Finance, spreadsheet, wealthA collection of great finance spreadsheets for Excel from around the Internet. For business and personal uses, including debt reduction, retirement, financial planning and more.
10 Great Ideas for a Rainy Day Fund
Posted in Personal Finance by Kevin | Tags: Finance, Living Expenses, save moneyEven when the economy is steady, having a 6 months rainy day savings can go a long way in securing a stable future for your family. Nowadays, the government recommends a family has enough to live on for 8 months, provided all income sources are removed. Hence, managing your money for a personal or family [...]
Cut Grocery Spending Costs and Saving Big
Posted in Spending by Kevin | Tags: food, Groceries, Living Expenses, shoppingGrocery spending can be one of the biggest financial burder on a family. An average family of four spends approximately $6,280 annually on groceries. This translates to a whopping $121 a week. Even with the current economic condition, food prices have not budged. Market analysts predict that it takes about 3 quarters (9 months) for [...]
Reduce your Home Electricity Bill
Posted in General Finance by Kevin | Tags: bill, Electricity, energy, household, Living Expenses, UtilitiesA lot of people don’t know that there are many electricity bill aid programs available for low income residents in their respective states. For example, the state of California offers Low-Income Energy Efficiency (LIEE)
This service includes attic insulation, energy efficient furnaces, energy efficient refrigerators, weatherstripping, caulking, water heater blankets, low-flow shower heads, as well as [...]
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