15 Simple Ways to Make Extra Money

Posted in Personal Finance by Kevin | Tags: , , , , , ,

During a recession, where jobs are scarce and unemployment is high, extra money is something most people can look forward to earning. Besides the conventional jobs, there are many things you can do that can earn some money.

Ever since high school, I have been making great money without having a regular job. I have been resourceful, doing research on what kinds of jobs and services are in demand, and doing freestyle work.

I currently web design part -time and do some tutoring for most of my money.

Here are some easy ways for YOU to make extra cash.

Money and the Olympics: The Adjusted Medal Count per GDP

Posted in World Affairs by Kevin | Tags: , , , ,

The Winter Olympics is another event where athletes around the world can showcase their abilities and nations can flaunt their strong programs in every field. The Canadian team spent $100 million on a federal program to train athletes for the Winter Olympics they were hosting, hoping to win their first gold medal in a Winter Olympics on home soil.

In the Summer Olympics, the United States Olympics Committee committee spend half a billion. Similar heavy spending has allowed the US to rank number one in the overall medal count in the last 4 Olympics.

Is Investing in Gold a Good Idea?

Posted in Investments by Kevin | Tags: , , ,

The price of gold hit $1,100 an ounce today on signs of a weakening dollar. With the stock market as volatile as ever with the coming end of a bullish market, many investors are thinking about buying gold. Gold has always outperformed other commodities during times of economic uncertainty and this “super-recession” is no different.

Here are some things to consider in order to understand if buying gold is the best idea for you:

How to Improve Your Credit Score

Posted in Personal Finance by Kevin | Tags: , ,

Everyone knows what the purpose of a credit score is, so there is no need in diving into a lecture on its purpose. In a nutshell, a credit score is used to quantify your financial reputation. How good are you at paying back money you owe? A credit score is often used to determine whether a person can acquire a type of loan such as a car loan or a credit card. For many people, improving their credit score is all that they have to do to secure a loan. Improving your credit score may seem like a difficult task, but there are many simple things that you can do to improve your rating. These tips from Amy Nutt could go a long way in helping you rebuild your credit and your confidence.

The Beginning of the End: American Capitalism

Posted in World Affairs by Kevin | Tags: , ,

The ongoing financial crisis of 2008 and 2009 will forever change the face of the United States economic ideals. Out of the ashes of double digit unemployment, trillion dollar deficits, and billion dollar corporate bankruptcies will emerge a new America. This America will be different in many ways from the capitalist country that rose to economic powerhouse status in the post-World War II era, testing the ideals of laissez-faire capitalism and limiting the power and influence of the banking system and the corporations they cater to.

7 Surefire Ways to Stay Poor

Posted in Personal Finance by Kevin | Tags: , ,

There are exceptions to every rule, but the majority of people out there are not doomed to be poor.  They are poor because they make common mistakes with their money and never quite get out of this destructive financial rut. Now as an economic recession looms, it is imperative that consumers identify trouble areas and climb out of this financial pit of poverty.

Creative Ways to Save Money for Your Business

Posted in Careers by Kevin | Tags: , ,

It’s money scraping time for most of us and businesses are no different. Budgets are being cut in almost every company to deal with lack of consumer demand and credit flow. If you have a start up or a small business, you might be a big victim of the present economy. Here are some great ways to save some money for your business:

1) Increase the flexibility of your budget by bartering
Does your business offer a unique type of service or product? If so, you might be able to barter for other professional services by offering your expertise or your goods in exchange for someone else’s. This is a great way to keep your inventory flowing and let others knows about your business while at the same time benefiting by cutting costs.

Stocks You Need to Have in 2009

Posted in Investments by Kevin | Tags: , ,

In the past four months, the US stock markets have found themselves in a state of havoc. The Dow Jones has now fallen almost 50% from its previous highs in 2007, NASDAQ dropped from about 2,700 to a current level of 1,400, and the     S & P has also dropped in similar proprtions, from a high of 1540 in the third quarter of 2007, to a current level of 764.90. Whole companies have been wiped out in a matter of days from rapid drops, retirement funds have lost trillions of dollars, American automobile manufacturers were barely saved with emergency government funding, and the entire American banking system is on the verge of collapse.

Secrets for Successful Job Hunting

Posted in Careers by Kevin | Tags: , ,

During the Great Depression, a man walked 800 miles on his search for a job and Soviet companies with offices in the United States reported about 200 job applications per day from jobless Americans who wanted to go to work in the USSR.

Fortunately for us, 75 years later,  the job finding process is much easier. However, during a recession people automatically assume that there are no jobs available because a few of their applications got rejected or were never responded to. As an applicant, you have to keep in mind that in the current economy, if you want a job that pays enough for your qualifications, there are certain things you have to remind yourself of:

30 Ways to Save Money in College

Posted in General Finance by Kevin | Tags: , , ,

College can be a difficult time financially for many students. Most students have heavy course loads which make it difficult to work and maintain good grades.  Almost every successful college graduate can look back and remember the time when they were “starving students.” If you have looked through all the available loans, grants, and scholarships and are still finding it difficult to save money, this list may be for you.

Money Management Tips:

  1. Get a free checking and savings account. Make sure you shop for a bank that can cater to student and doesn’t have any hidden fees. Also, be sure you can check your account online for additional charge.

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