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7 Great Qualities Shared by the Rich and Successful is an article from http://smarterspend.com/?p=720 A collection of great finance spreadsheets for Excel from around the Internet. For business and personal uses, including debt reduction, retirement, financial planning and more.

Free Excel Spreadsheets for Budgeting your Finances is an article from http://smarterspend.com/?p=605 The real estate bubble has left entire cities in shock: Which cities will turn it around in 2010 and begin to grow? Which are the worst cities to buy homes in now? Find out here.

The Best and Worst Housing Markets of 2010 is an article from http://smarterspend.com/?p=393 I have received numerous e-mails from readers asking about the eligibility criteria for a personal loan. There is no straight answer to this question as all financial institutions have different screening processes.  There are no two people alike, and the same thing happens to financial situations. The market offers an incredible variety of financial products [...]

What is the criteria for a personal loan? is an article from http://smarterspend.com/?p=238 Let’s start with the good news: Historically, housing prices don’t drop consecutively for more than a few years. In cases where they do drop more than a few years, the reduction rate is very little. With the current credit crisis and a record 19 million vacant homes in the country, there is no shortage of [...]

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