This is the fourth installment in our “Save Money at Home” series. Refer back to the other posts for more ways to save money at home.
This series consists of the 4 posts below:
Save Money on Clothes
I have made a habit of beginning these articles with the amount the average household spends on the topic being discussed and this article will be no exception. The average family of four spends $187 a month on clothing – a significant investment for items that could last many years.
This is the third installment in our “Save Money at Home” series. Refer back to the other posts for more ways to save money at home.
This series consists of the 4 posts below:
Save Money On Groceries
The average family of four spends $244 a week on groceries. This translates to over $1,000 a month – a large expense for Americans that can become a very heavy burden if the times are tight. However, the good news is that wherever the spending is high, the saving potential is high too.
This is the second installment in our “Save Money at Home” Series. Please refer back to the other posts for more ways to save money at home:
Save Money on General Utilities
In our previous post, we highlighted 5 ways you could save on your electronic bills and came up with an average savings of almost $150 a month. In this article, I will show you how to save money on your general utility bills.
Save Money at Home Series: Introduction
After several investing topics, I have decided to return to writing about saving money with a series about “Saving Money at Home.” As many of you know, I have been writing about saving money for over a year now, and believe this would be a great way to give great tips on building smarter spending habits where the most money is spent- at home.
The series will consist of 4 posts:
Many people do not know that the base plans cell phone companies offer are just enough to cover their costs. The multibillion dollar conglomerates such as Verizon and Sprint make their money by selling you the add-ons. Those extras each month can easily double your bill and over the course of a year cost you hundreds of dollars. That is why it makes sense to pay attention to this as a cost cutting exercise. Here are some cell phone bill charges that you can and should look at in order to see if you can cut and save money.
Even when the economy is steady, having a 6 months rainy day savings can go a long way in securing a stable future for your family. Nowadays, the government recommends a family has enough to live on for 8 months, provided all income sources are removed. Hence, managing your money for a personal or family emergency is a must in today’s financial climate. If you want to start saving money, here are some great ideas and tips you can use to build your own security backdrop.
I. Analyze your Spending Pattern, Calculate your Needs
1.Calculate your monthly expenses that are mostly static- insurance premiums, mortgage payments, tax payments, household purchases etc.
In order for America to avoid economic downfalls of this magnitude in the near future, the public have to be educated in their investment options. There are a multitude of areas one can invest in at a young age, but making the right choices early in your career can save you tons of trouble in the future and lend hard-learned experience, allowing one to formulate a strategic approach that could potentially secure income from an array of resources.
With that in mind, I have come up with several important tidbits of advice:
It’s money scraping time for most of us and businesses are no different. Budgets are being cut in almost every company to deal with lack of consumer demand and credit flow. If you have a start up or a small business, you might be a big victim of the present economy. Here are some great ways to save some money for your business:
1) Increase the flexibility of your budget by bartering
Does your business offer a unique type of service or product? If so, you might be able to barter for other professional services by offering your expertise or your goods in exchange for someone else’s. This is a great way to keep your inventory flowing and let others knows about your business while at the same time benefiting by cutting costs.
I have compiled a list of 10 free fast food coupons for you. I will be adding more to the list everyday. These coupons require no signups, just go ahead and print! I will upload some more sign-up based coupon URLS soon!
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